Saturday, October 18, 2025

Insurance claims for disaster damage reach Rs. 3.26 billion

Kathmandu, Oct. 17

The total insurance claims for physical and other damages caused by continuous rainfall, flooding, and landslides up until October 4 in the country have amounted to approximately Rs. 3.26 billion.

According to the life insurance companies, a total of 704 insurance claims have been received from 13 non-life insurance companies and 2 small non-life insurance companies, with an estimated claim amount of Rs. 3.26 billion, the Nepal Insurance Authority (NIA) informed in a statement on Friday.

The highest number of claims – 364 – has been recorded in property insurance, followed by agricultural and crop insurance with 209 claims. A total of Rs. 2.7 billion worth of claims have been made under property insurance alone.

Additionally, 87 claims have been made under engineering and contractor risks, and 33 claims have been received for private motor insurance.

Nine claims have been received for public motor insurance, and two claims have been made under other types of insurance, as reported by the authorities.

Meanwhile, a total of 3,166 insurance claims, related to physical and other damages during the Gen Z protests, have been made with 14 non-life insurance companies and 4 small non-life insurance companies, amounting to approximately Rs. 23.2 billion in claim amounts. According to the non-life insurance companies, the total claims amount received so far, including advance payments, is Rs. 2.01 billion.

In the non-life sector, for the evaluation and monitoring of claims related to physical and other damages during the movement, a total of 2,791 claims have been surveyed, and surveyors have submitted reports for 654 of them.

Likewise, Nepal Reinsurance Company received a total of 2,733 reinsurance claims from non-life insurance companies, amounting to approximately Rs. 15.76 billion. The reinsurance company has provided advance payments of about Rs. 1.63 billion to the non-life insurance companies.

Additionally, the reinsurance company has dispatched joint insurance surveyors for the evaluation and monitoring of 60 claims.

  Published in The Rising Nepal daily on 16 October 2025.     

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