Khalti launches saving facility

Kathmandu, May 12

IME Khalti Limited (Khalti) has launched its ‘Super Wallet’ facility to provide direct interest on wallet balances for all users. Operated in partnership with Global IME Bank Limited, this is Nepal’s first digital wallet service, claimed the company.

"With this launch, Khalti has become Nepal’s first digital payment platform to introduce the era of ‘neo banking’," it said in a statement on Tuesday.

Previously, this interest feature was available only to a limited number of users who had migrated from the former IME Pay platform. Khalti has now removed this restriction and extended the ‘Super Wallet’ service to all KYC-verified individual users.

At present, the service offers interest at an annual rate of 2.75 per cent. As the rate is based on the standard interest rate determined by the partner bank, it may change on a monthly basis. Once the Super Wallet is activated, interest on the wallet balance will be calculated daily and automatically credited to the wallet each month.

To access the facility, users must have a KYC-verified account and must either have completed at least 10 successful transactions after verification or maintained an overnight wallet balance of at least Rs. 1,000.

According to the company, the feature is available only for personal accounts, POS and merchant accounts are not eligible.

CEO of IME Khalti Limited Praveen Regmi said that through the new feature, the company is reading to the section of Nepal’s population that still remains beyond the reach of the formal banking system.

Published in The Rising Nepal daily on 13 May 2026.