Khalti users to withdraw cardless cash from ATMs

 Kathmandu, Jan. 2

Users of the Khati Wallet can now withdraw cash using the Khati app at Nabil Bank ATMs. A partnership agreement has been signed between Nabil Bank and Khati Wallet for this service.

According to the agreement, Khati Wallet users will be able to withdraw funds from Nabil Bank ATMs across the country without using a card, simply by accessing their wallet. The bank stated in a statement on Friday that the agreement was made to link the wallet and ATM transaction systems.

Wallet users can withdraw a maximum of Rs. 5,000 daily and a maximum of Rs. 25,000 monthly.

Nabil Bank's Deputy CEO Adarsha Bajgain said that this agreement will help extend the bank’s ATM network to wallet users. "This new service will not only save customers time but also eliminate the hassle of card management. Nabil Bank’s commitment to digital transformation in Nepal's fintech ecosystem will be further strengthened," he said.

Likewise, Khati Wallet's CEO, Praveen Regmi, highlighted that this collaboration with Nabil Bank is a significant step towards building a digital economy. According to him, this agreement will help establish easy access for app users across the bank’s extensive network, as we continue our efforts to make financial transactions faster, easier, and inherently secure.

To use the service, Khati Wallet users first need to select the ‘Cardless Withdrawal’ option in the Khati Wallet app, where they will enter the amount they wish to withdraw. After confirming the details, they will receive an OTP (One-Time Password) on their mobile.

Then, users must go to the ‘Cardless Withdrawal’ option on the bank’s ATM screen and enter their mobile number in the wallet section. After entering the OTP received on their mobile, the amount entered in the wallet will be displayed on the ATM screen, and the user can withdraw the cash.

This service will be available at any time. The bank stated that this is an excellent option, especially for those who do not have an ATM card but need to withdraw cash easily.

Nabil Bank serves over 2.5 million customers through 268 branches and 321 ATMs across the country.

Published in The Rising Nepal daily on 3 January 2026.